Terms & Conditions SQG owns and operates www.SQG-inc.com web site. The information on this site is intended to furnish users with general information on matters that they may find to be of interest.  While every effort has been made to offer current and accurate information, errors can occur. SQG assumes no liability or responsibility for any errors or omissions in the content contained in this site. This information is provided "as is", with no guarantees of completeness, accuracy or timeliness, and without warranties of any kind, expressed or implied. SQG does not warrant that this site, various services provided throughout this site, and any information, software or other material downloaded from this site, will be uninterrupted, error-free, omission- free or free of viruses or other harmful components.  To the fullest extent permissible under applicable law, SQG disclaims all warranties, expressed or implied. In no event will SQG, its related partnerships and corporations, the partners, agents or employees be liable to you or anyone else for any decision made or action taken in reliance on the information in this site or for any consequential, special or similar damages, even if advised on the possibility of such damages.  The information presented on this site should not be construed as legal, tax, accounting or any other professional advice or service. You should consult with SQG before making any decision. Certain links on this site lead to servers maintained by individuals or organizations over which SQG has no control. SQG makes no representations or warranties regarding the accuracy or any other aspect of the information located on such servers.  The following web link activities are explicitly prohibited by SQG and may constitute trademark and copyright infringement:  Links that involve unauthorized use of our logo; and  Framing or metatags.  This site may from time to time contain threaded discussion groups, bulletin boards and chat rooms ("Bulletin Boards"). All posting on or transmissions to the Bulletin Boards are subject to the Threaded Discussion Group Terms and Conditions. Unless SQG specifically is identified as the author of a message, the responsibility for any opinions, advice, statements or other information contained in any messages posted or transmitted by any third party on this site resides solely with the author.  Unless otherwise noted, all material on the site is Copyright © 2004 SQG Inc. All rights reserved. No part of the materials on this Site, including but not limited to the text, graphics and html code, may be reproduced or transmitted in any form by any means without SQG's written permission.